Private Placement Life Insurance and Annuities: An Alternative Wealth Planning Strategy

Robert R. Hall of Hall International Insurance Solutions LLC has written a white paper explaining PPLI and PPVA. Mr. Hall is well-known for his work in the HNW individual life insurance space with both U.S. and non-U.S. clients as well as scenarios involving US-nexus scenarios.

PPLI-PPVA-An-Alternative-Wealth-Planning-StrategyDownload

Advisory services offered through Spearhead Capital Advisors, LLC. Securities offered through Spearhead Capital, LLC.  Member FINRA/SIPC. Please review Spearhead’s website for complete disclosures: Complete Disclosure Statement. Spearhead and JNJ & Associates, Ltd. are not affiliated by ownership.

Is My Life Insurance on Track?

Many individuals own life insurance policies that are not on track to perform as promised. Here is why: improper policy design, unrealistic projections, underperformance of underlying investments, or changes in market conditions or credit ratings. Click below for a chart with some questions to ask yourself about your own coverage.

Is-My-Life-Insurance-on-TrackDownload

Advisory services offered through Spearhead Capital Advisors, LLC. Securities offered through Spearhead Capital, LLC.  Member FINRA/SIPC. Please review Spearhead’s website for complete disclosures: Complete Disclosure Statement. Spearhead and JNJ & Associates, Ltd. are not affiliated by ownership.

Lost Opportunity: Failing to Use Your Life Insurance Capacity

In the life insurance industry, we regularly see prospective clients miss out when they fail to utilize the capacity for coverage insurance carriers and reinsurers have placed on their lives. Realized, this capacity turns into permanent life insurance which can be used to care for a family, pay taxes, defend/transfer/grow wealth and protect business interests.

Our co-founder, Terry Navarro, and Jay Judas of Life Insurance Strategies Group, LLC, have written a white paper on failing to use your life insurance capacity.

Lost-Opportunity-finalDownload

Advisory services offered through Spearhead Capital Advisors, LLC. Securities offered through Spearhead Capital, LLC.  Member FINRA/SIPC. Please review Spearhead’s website for complete disclosures: Complete Disclosure Statement. Spearhead and JNJ & Associates, Ltd. are not affiliated by ownership.