We work closely with our clients’ investment, tax, and legal advisors throughout each step of the process – from determining how the policy will be funded to providing ongoing monitoring. By partnering with these professionals, we ensure that the policy is seamlessly integrated into the client’s comprehensive wealth management strategy.

Given the increasing complexity of policies, insurance can be a daunting subject. We help clients evaluate their options and understand the pros and cons of various policy types.

Too often, people end up owning suboptimal policies, paying higher premiums than necessary, or seeing their policies fail because the policy owners didn’t have someone advocating on their behalf. By evaluating offers from multiple highly competitive carriers, negotiating with underwriters, and continually monitoring policy performance, we work to make sure our clients own the best possible policies for their individual needs.

We believe that clients deserve full visibility into the fees, rates, and assumptions that are built into their policies. We educate our clients on how we are compensated on each transaction and on how the policy’s performance will be measured.

As a client’s life and financial situation evolves, an insurance policy needs to evolve too. We design policies that can be adapted to fit our clients’ needs.